Goals, Attitude, Desire What would you like your net worth to be 5 years from now and 10 years from now?

Set Financial Goals
Most people who have built wealth did not do so overnight. They got wealthy by setting goals and striving to reach them. These goals consist of short-term and long-term objectives.

A personal wealth-creation strategy is based on specific goals. In preparing your goals:

• Be realistic.
• Establish time frames.
• Devise a plan.
• Be flexible; goals can change.

So, sit back and write on a piece of paper your short-term and long-term goals.

For Example:
Short-term - In three years save $5,000 for a down payment on a house.
Long-term - In eight years save $15,000 to help my child with college.

Now you can choose how to meet those goals. This is where budgeting to save comes into play. Thus, to become a millionaire you must set a budget and learn to live by it.